Privacy Policy

American Business Capital, Inc.
Website: www.ABC-Angels.com
Effective Date: [Insert Date]

American Business Capital, Inc. (“American Business Capital,” “ABC,” “Company,” “we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information.

This Privacy Notice explains how we collect, use, disclose, safeguard, and process information obtained from:

• Website visitors
   
• Business funding applicants
   
• Angel investor applicants
   
• Accredited investors
   
• Partners and affiliates
   
• Individuals who contact us
   

By accessing our website or submitting information through our forms, you consent to the practices described in this Privacy Notice.

We may collect information directly from you, automatically through technology, or from third parties.

• Full legal name
   
• Email address
   
• Phone number
   
• Mailing address
   
• Date of birth (if required for verification)
   
• Government-issued identification (if required for compliance)
   

• Business name
   
• Business address
   
• Entity type
   
• Industry classification
   
• Revenue data
   
• Financial statements
   
• Business credit information
   
• Ownership structure
   
• Business plan details
   

• Net worth declarations
   
• Accredited investor status
   
• Investment experience
   
• Liquidity information
   
• Investment preferences
   
• Capital availability
   

• Banking references
   
• Tax identification numbers (when legally required)
   
• Identity verification documentation
   
• Compliance-related disclosures
   

• IP address
   
• Device type
   
• Browser type
   
• Operating system
   
• Pages visited
   
• Time spent on website
   
• Referral sources
   
• Cookies and tracking technologies
   

We collect information:

• When you complete online forms
   
• When you apply for funding
   
• When you apply to become an angel investor
   
• When you subscribe to communications
   
• Through cookies and analytics tools
   
• Through third-party compliance providers
   
• During due diligence processes
   

We may use collected information to:

• Evaluate business funding applications
   
• Evaluate investor eligibility
   
• Facilitate introductions between businesses and investors
   
• Conduct identity verification and due diligence
   
• Comply with federal and state regulations
   
• Prevent fraud and financial crime
   
• Maintain internal records
   
• Communicate with you
   
• Improve website functionality
   
• Provide updates about opportunities
   
• Enforce our Terms of Use
   

We do not sell personal information.

We process personal information based on:

• Your consent
   
• Contractual necessity
   
• Legal obligations
   
• Legitimate business interests
   
• Regulatory compliance requirements
   

We may share information with:

When necessary to facilitate funding discussions, subject to confidentiality standards.

Including:

• Legal counsel
   
• Accounting professionals
   
• Compliance providers
   
• Identity verification services
   
• IT and hosting providers
   

When required by law, subpoena, court order, or regulatory request.

For AML (Anti-Money Laundering) and KYC (Know Your Customer) verification.

We do not sell, rent, or trade personal information.

We implement commercially reasonable safeguards, including:

• SSL encryption
   
• Secure hosting environments
   
• Access controls
   
• Administrative security policies
   
• Limited employee access
   

However, no method of transmission over the Internet or electronic storage is completely secure.

We retain personal information only as long as necessary to:

• Fulfill the purposes outlined in this Notice
   
• Comply with legal and regulatory obligations
   
• Resolve disputes
   
• Enforce agreements
   

Retention periods vary depending on the nature of the information and regulatory requirements.

We may use:

• Session cookies
   
• Persistent cookies
   
• Analytics tools
   
• Tracking pixels
   

These technologies help us:

• Analyze website traffic
   
• Improve user experience
   
• Monitor performance
   

Users may disable cookies through browser settings, though some features may not function properly.

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of external sites.

American Business Capital, Inc.:

• Is not a registered broker-dealer unless otherwise disclosed
   
• Does not guarantee funding approval
   
• Does not guarantee investment returns
   
• Does not provide legal, tax, or financial advice
   

All investments involve risk, including potential loss of capital. Users should consult qualified professionals before making financial decisions.

Depending on your jurisdiction, you may have rights to:

• Request access to your personal data
   
• Request correction of inaccurate data
   
• Request deletion of personal data
   
• Request data portability
   
• Opt out of certain uses of your data
   

To exercise your rights, contact:

Email: contact@abc-angels.com
Phone (Toll-Free): +1 (800) 735-7347
Phone (Local): +1 (312) 452-1276

We may require identity verification prior to fulfilling requests.

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), including:

• Right to know what personal information is collected
   
• Right to request deletion
   
• Right to correct inaccurate information
   
• Right to limit use of sensitive personal information
   

We do not sell personal information as defined under California law.

Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from minors.

Our services are intended for users within the United States. If you access our website from outside the U.S., your information may be transferred to and processed within the United States.

We reserve the right to update this Privacy Notice at any time. Updates will be posted with a revised Effective Date.

Continued use of our website constitutes acceptance of any changes.

American Business Capital, Inc.

Primary Office:
1449 S. Michigan Ave., PO Box #1083
Chicago, IL 60605

Mailing Address:
0S257 Summit Drive
Winfield, IL 60190, USA

Toll-Free: +1 (800) 735-7347
Local: +1 (312) 452-1276
Email: contact@abc-angels.com
Website: www.ABC-Angels.com