American Business Capital Group of Companies

Effective Date: June 29, 2026

Welcome to the websites of the American Business Capital Group of Companies ("American Business Capital Group," "ABCG," "Company," "we," "our," or "us").

These Website Terms of Use ("Terms") govern your access to and use of all websites, web applications, online portals, digital services, and online content owned or operated by the American Business Capital Group of Companies (collectively, the "Website").

By accessing, browsing, or using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with these Terms, you should not use this Website.

You must be at least eighteen (18) years of age and capable of entering into legally binding agreements to use this Website.

By using this Website, you represent and warrant that you satisfy these requirements.

You may use this Website solely for lawful business and informational purposes.

You agree to use the Website only in accordance with:

• Applicable federal, state, and local laws
• These Terms of Use
• Any additional agreements applicable to specific services

You agree that you will not:

• Use the Website for unlawful purposes.
• Submit false, misleading, or fraudulent information.
• Attempt to gain unauthorized access to any portion of the Website.
• Interfere with Website security or functionality.
• Upload malicious software, viruses, or harmful code.
• Copy, reproduce, scrape, harvest, or distribute Website content without prior written permission.
• Use automated tools, bots, or crawlers except as permitted by applicable law or our written authorization.
• Misrepresent your identity or affiliation.
• Attempt to reverse engineer Website software or systems.
• Circumvent security measures or access restrictions.
• Use the Website in a manner that could damage, disable, or impair our systems or services.

Certain services may require registration.

You agree to:

• Provide accurate and complete information.
• Maintain the confidentiality of your login credentials.
• Notify us promptly of any unauthorized use of your account.
• Accept responsibility for activities occurring under your account.

We reserve the right to suspend or terminate accounts that violate these Terms.

Unless otherwise indicated, all Website content is the exclusive property of the American Business Capital Group of Companies or its licensors.

This includes, without limitation:

• Company names
• Logos
• Trademarks
• Service marks
• Trade dress
• Text
• Graphics
• Images
• Icons
• Videos
• Audio
• Software
• Databases
• Reports
• Publications
• Marketing materials
• Membership materials
• Investor materials
• Business opportunity descriptions
• Educational content
• Website design
• Source code
• Compilations

No ownership rights are transferred by your use of the Website.

Subject to these Terms, we grant you a limited, revocable, non-exclusive, non-transferable license to access and use the Website for personal or internal business purposes.

You may not:

• Republish Website content.
• Sell Website materials.
• Create derivative works.
• Use Website content for commercial resale.
• Remove copyright or proprietary notices.

Any information you submit through the Website, including applications, inquiries, business profiles, investment information, or supporting documentation, must be truthful and accurate.

You represent that:

• You have authority to submit the information.
• The information is accurate to the best of your knowledge.
• Submission does not violate the rights of any third party.

You retain ownership of your submissions, but grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, display, transmit, and process them as reasonably necessary to provide the services you request.

The information provided on this Website is for general informational and educational purposes only.

Nothing on this Website constitutes:

• Legal advice
• Tax advice
• Accounting advice
• Investment advice
• Financial planning advice
• Securities recommendations
• Lending advice
• Brokerage services
• Fiduciary advice

Users should consult qualified professionals before making financial, legal, tax, or investment decisions.

The Company may provide business networking, investor networking, business-investor prospecting, educational resources, and related support services.

Unless expressly stated in a separate written agreement:

• We do not guarantee funding.
• We do not guarantee investor interest.
• We do not guarantee introductions.
• We do not guarantee investment offers.
• We do not guarantee business success.
• We do not guarantee any specific financial outcome.

Investment decisions are made solely by the participating businesses and prospective investors.

The Website may contain links to third-party websites or services.

These links are provided solely for convenience.

The Company does not control or endorse third-party websites and is not responsible for their content, products, services, security, or privacy practices.

Your use of third-party websites is at your own risk.

We strive to maintain uninterrupted access to the Website but do not guarantee continuous availability.

We reserve the right to:

• Modify the Website.
• Suspend services.
• Restrict access.
• Remove content.
• Perform maintenance.
• Discontinue features without prior notice.

You agree not to:

• Attempt unauthorized access.
• Test Website vulnerabilities without authorization.
• Interfere with network security.
• Use automated attacks.
• Circumvent authentication systems.

Violations may result in termination of access and referral to appropriate authorities.

Your use of the Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

By using this Website or communicating electronically with us, you consent to receive communications electronically, including notices, disclosures, invoices, agreements, and service-related messages, where permitted by law.

The Website and all content are provided on an "AS IS" and "AS AVAILABLE" basis.

To the fullest extent permitted by law, the Company disclaims all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, availability, and uninterrupted operation.

We do not warrant that the Website will be error-free, secure, or free of viruses or other harmful components.

To the fullest extent permitted by law, the American Business Capital Group of Companies and its officers, directors, employees, affiliates, members, contractors, agents, and representatives shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages arising from or relating to your use of the Website.

Our aggregate liability for claims arising solely from Website use shall not exceed the amount you paid, if any, specifically for access to the Website.

Nothing in these Terms limits liability that cannot legally be excluded under applicable law.

You agree to defend, indemnify, and hold harmless the American Business Capital Group of Companies and its affiliates, officers, directors, employees, contractors, and agents from any claims, damages, losses, liabilities, costs, or expenses (including reasonable attorneys' fees) arising from:

• Your use of the Website;
• Your violation of these Terms;
• Your violation of applicable law; or
• Your infringement of the rights of any third party.

We reserve the right to suspend, restrict, or terminate your access to the Website at any time, with or without notice, if we reasonably believe you have violated these Terms, engaged in fraudulent or unlawful activity, or otherwise pose a risk to the Website or its users.

Termination of Website access does not affect any rights or obligations arising under separate agreements between you and the Company.

These Terms shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law principles.

Before initiating legal proceedings, the parties agree to make a good-faith effort to resolve disputes through informal discussions.

If a dispute cannot be resolved informally, it shall be resolved in the appropriate state or federal court located in Illinois, unless another forum is required by a separate written agreement or applicable law.

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

These Terms, together with our Privacy Policy and any additional agreements governing specific services, constitute the entire agreement regarding your use of the Website.

We may modify these Terms at any time.

Updated Terms become effective upon posting to the Website unless otherwise stated.

Your continued use of the Website after changes are posted constitutes acceptance of the revised Terms.

For questions regarding these Website Terms of Use, please contact:

American Business Capital Group of Companies

Legal & Compliance Department

Email: contact@abc-angels.com

Website: www.abc-angels.com

© 2026 American Business Capital Group of Companies. All Rights Reserved.